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Personal Checking

At BancFirst we want your banking experience to be easy and convenient. That’s why we’ve designed checking accounts with your individual needs in mind. We have an account for virtually every need and lifestyle, from students to those over 50, all brought to you with the knowledge and service you won’t find at any other bank. With all of our checking options, you’ll be sure to find one that fits your needs. And no matter which account you choose, BancFirst offers convenience and services that allow you to stay in touch with your money.

  • Large statewide network of conveniently located branches and Automated Teller Machines (ATMs)
  • Free ATM transactions at any BancFirst location
  • BancFirst Debit Card – Looks like a credit card, but works like a check
  • Free online Internet banking with Free Personal Online Banking
  • Online BillPay services
  • Daily Data Line – 24-hour automated account information from the convenience of your telephone
  • Free $1,000 Accidental Death and Dismemberment Insurance
  • Overdraft protection options available
  • Image Statement or e-Statement available

For more information about personal checking accounts, please contact your local BancFirst.

BANCFIRST CHECKING
For the customer who wants unlimited check writing privileges with a low minimum balance requirement.

  • $100 minimum opening deposit
  • Convenient imaged checks & statements on pre-punched 3-hole paper
  • No monthly maintenance or transaction fees charged if account maintains a $500 minimum daily balance
  • If balance is below $500.00
    • $6.00 monthly service charge
    • $0.20 per withdrawal beginning with the 21st withdrawal per monthly statement cycle. Withdrawal fee applies only to checks, paper drafts and ACH items (electronic drafts).

SENIORITY CHECKING
A special packaged checking account for those age 50 or better!

  • $100 minimum opening deposit
  • No minimum balance requirements, monthly maintenance fees or transaction fees
  • Convenient imaged checks & statements on pre-punched 3-hole paper
  • Free BancFirst Seniority personalized wallet-style checks
  • No fee for Teller Checks or Money Orders
  • Free Notary services and Signature Guarantee
BANCFREE CHECKING
A BancFirst checking account, free of monthly account fees!
  • $100 minimum opening deposit
  • No minimum balance requirements, monthly maintenance fees or transaction fees
  • Convenient imaged checks & statements on pre-punched 3-hole paper
STATUS CHECKING
If you’re age 50 or better, have multiple relationships with us, and want to earn interest on your checking, then this account is made to order.
  • $100 minimum opening deposit
  • Minimum collected balance for interest to accrue is $500
  • Convenient imaged checks & statements on pre-punched 3-hole paper
  • No monthly maintenance fee or transaction fee if combined average balances in related personal accounts total $5,000 or more
  • If combined average balance of all your related accounts falls below $5,000
    • $7.50 monthly service fee
    • $0.15 per withdrawal beginning with 11th withdrawal per monthly statement cycle. Withdrawal fee applies only to checks, paper drafts and ACH items (electronic drafts).
    • Free BancFirst personalized wallet-style checks
    • No fee for Teller Checks or Money Orders
    • Free Notary services and Signature Guarantee

PERFORMANCE CHECKING
Combines the best features of a checking and a savings account, with interest on a minimum daily balance.

  • $100 minimum opening deposit
  • Minimum collected balance for interest to accrue is $500
  • Convenient imaged checks & statements on pre-punched 3-hole paper
  • No maintenance or transaction fees if account maintains a $1,000 minimum balance
  • If balance drops below $1,000
    • $7.50 monthly service charge
    • $0.15 per withdrawal starting with the 11th withdrawal per monthly statement cycle. Withdrawal fee applies only to checks, paper drafts and ACH items (electronic drafts).

STUDENT CHECKING
Refer to the Student Services section for complete details.

BANCCLUB CHECKING
Although this account is no longer offered, current BancClub account holders may reorder their benefits by clicking here.

 

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